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Centennial Bank

Total Branches in Florida: 84

Centennial Bank is a significant financial presence in Florida. The bank maintains **84** branches across the state, with a total of **$7,458,875,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$319.71** in deposits per Florida resident and a bank density of about **0.36** branches per 100,000 people. Additionally, with total assets of **$22,845,266,000**, the bank has approximately **$979.22** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Apr 03, 2023

Exam Method: Large Bank Exam (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $22,808,174,000

CRA Trend (History)

**04/03/2023:** Satisfactory

**09/10/2018:** Satisfactory

**03/14/2016:** Satisfactory

**07/08/2013:** Satisfactory

**05/09/2011:** Satisfactory

**05/04/2009:** Satisfactory

**03/19/2007:** Satisfactory

**01/01/2005:** Satisfactory

**04/01/2002:** Satisfactory

**10/01/1996:** Satisfactory

**04/01/1994:** Satisfactory

**08/01/1991:** Satisfactory

Institutional Overview

Registration & History

RSSD ID: 456045

Primary Federal Regulator: Federal Reserve System

FRS Member: Yes

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: 549300BEFX6JRSCS5N78 (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

FREEDOM INS GROUP INC (RSSD: 3215962) - **100.00%** Equity
TOWN & COUNTRY INSURANCE AGY (RSSD: 3304606) - **100.00%** Equity
LYXTR LLC (RSSD: 5167177) - **0.00%** Equity (Other Basis Ind: 1)
SGBK PROPS (RSSD: 5167168) - **100.00%** Equity
COASTAL ST ANDREWS PROPS LLC (RSSD: 4285001) - **0.00%** Equity (Other Basis Ind: 1)
FDSI CORP (RSSD: 3018060) - **80.00%** Equity Address: 719 HARKRIDER, SUITE 300, CONWAY, AR 72032
GOLDSTAR PROTECTIVE SVCS LLC (RSSD: 4207964) - **0.00%** Equity (Other Basis Ind: 1)
HAPPY INS SVCS (RSSD: 3125155) - **100.00%** Equity
AIR HAPPY LLC (RSSD: 5451175) - **0.00%** Equity (Other Basis Ind: 1)
SYLAMORE PROPERTIES INC (RSSD: 2937799) - **100.00%** Equity
GRAND PRAIRIE TITLE CO INC (RSSD: 2936073) - **100.00%** Equity
OSB REACQUISITION LLC (RSSD: 4285010) - **0.00%** Equity (Other Basis Ind: 1)
BONUS PROPS (RSSD: 5154618) - **100.00%** Equity

Recent Transformations (as Survivor/Successor)

The following shows recent events where this entity (ID\_RSSD Successor) came into existence or continued to exist as a result of an event:

Date	Event Type	Predecessor (Non-Survivor)
Apr 01, 2022	Charter Discontinued (Merger/P&A)	RSSD: 466857
Sep 27, 2017	Charter Discontinued (Merger/P&A)	RSSD: 3339046
Mar 01, 2017	Charter Discontinued (Merger/P&A)	RSSD: 2938143
Feb 24, 2017	Charter Discontinued (Merger/P&A)	RSSD: 2721765
Oct 01, 2015	Charter Discontinued (Merger/P&A)	RSSD: 2805441