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United Community Bank

Total Branches in Florida: 22

United Community Bank is a significant financial presence in Florida. The bank maintains **22** branches across the state, with a total of **$2,218,022,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$95.07** in deposits per Florida resident and a bank density of about **0.09** branches per 100,000 people. Additionally, with total assets of **$26,998,583,000**, the bank has approximately **$1,157.24** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Mar 01, 2021

Exam Method: Large Bank Exam (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $17,126,721,000

CRA Trend (History)

**03/01/2021:** Satisfactory

**02/01/2018:** Satisfactory

**02/01/2015:** Satisfactory

**12/01/2011:** Satisfactory

**05/01/2007:** Outstanding

**03/01/2004:** Satisfactory

**08/01/2000:** Satisfactory

**08/01/1998:** Satisfactory

**04/01/1995:** Satisfactory

**11/01/1992:** Satisfactory

Institutional Overview

Registration & History

RSSD ID: 1017939

Attributes data not found in NIC database.

Holding Company Status

Holding Company data not available.

Insurance & IDs

Insurance & ID data not available.

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

UCB RE INV (RSSD: 3867183) - **100.00%** Equity
UCB METRO RE INV (RSSD: 3867192) - **100.00%** Equity
UCBI GA CRS LLC (RSSD: 4133625) - **0.00%** Equity (Other Basis Ind: 1)
UNITED CMNTY MTG SVCS (RSSD: 4149363) - **80.00%** Equity
BRINTECH (RSSD: 3266311) - **80.00%** Equity
UNITED CMNTY INS SVC (RSSD: 2704142) - **80.00%** Equity
BROADSTREET TITLE LLC (RSSD: 5636301) - **0.00%** Equity (Other Basis Ind: 1)
SEASIDE INS (RSSD: 4137799) - **100.00%** Equity
SEASIDE CAP MGMT (RSSD: 5512946) - **100.00%** Equity
UCB SC PROPS (RSSD: 5009240) - **100.00%** Equity
NLFC HOLDS CORP (RSSD: 5210644) - **100.00%** Equity
CAROLINA HOLD (RSSD: 3229745) - **100.00%** Equity Address: 3993 HOWARD HUGHES PARKWAY, SUITE 100, LAS VEGAS, NV 89109
RELIANT INV HOLDS LLC (RSSD: 5534975) - **0.00%** Equity

Recent Transformations (as Survivor/Successor)

The following shows recent events where this entity (ID\_RSSD Successor) came into existence or continued to exist as a result of an event:

Date	Event Type	Predecessor (Non-Survivor)
May 01, 2025	Charter Discontinued (Merger/P&A)	RSSD: 481430
Jul 01, 2023	Charter Discontinued (Merger/P&A)	RSSD: 794336
Jan 03, 2023	Charter Discontinued (Merger/P&A)	RSSD: 3690596
Jan 01, 2022	Charter Discontinued (Merger/P&A)	RSSD: 3415463
Oct 01, 2021	Charter Discontinued (Merger/P&A)	RSSD: 3446636