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Republic Bank & Trust Company

Total Branches in Florida: 7

Republic Bank & Trust Company is a significant financial presence in Florida. The bank maintains 7 branches across the state, with a total of $527,945,000 in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately $22.63 in deposits per Florida resident and a bank density of about 0.03 branches per 100,000 people. Additionally, with total assets of $6,610,761,000, the bank has approximately $283.36 in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance.

Last CRA Rating (Overall)

Rating: Outstanding

Date: Jun 01, 2023

Exam Method: Large Bank Exam (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $6,102,431,000

CRA Trend (History)

06/01/2023: Outstanding

07/01/2020: Satisfactory

05/01/2018: Satisfactory

09/01/2015: Satisfactory

03/01/2012: Satisfactory

12/01/2010: Needs to Improve

03/02/2009: Needs to Improve

08/01/2006: Satisfactory

01/01/2006: Needs to Improve

06/01/2002: Satisfactory

02/01/2000: Outstanding

02/01/1998: Outstanding

12/01/1995: Outstanding

10/01/1993: Outstanding

01/01/1992: Satisfactory

Institutional Overview

Registration & History

RSSD ID: 316840

Primary Federal Regulator: Federal Deposit Insurance Corporation

FRS Member: No

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: X6T32LKEPUT8LQMW6755 (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank owns or directs. The listing below shows entities the bank has the power to control (`Controlled`).
If you see 0.00% Equity, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

  • REPUBLIC INS AGY LLC (RSSD: 3264595) - 0.00% Equity (Other Basis Ind: 1)
  • REPUBLIC INSURANCE AGENCY INC (RSSD: 1097034) - 80.00% Equity
  • REPUBLIC FNCL LLC (RSSD: 2749451) - 80.00% Equity Address: 601 WEST MARKET STREET, LOUISVILLE, KY 40202
  • TRS RAL FUNDING LLC (RSSD: 3440942) - 0.00% Equity (Other Basis Ind: 1)

Recent Transformations (as Survivor/Successor)

The following shows recent events where this entity (ID\_RSSD Successor) came into existence or continued to exist as a result of an event:

Date Event Type Predecessor (Non-Survivor)
Mar 16, 2023 Charter Discontinued (Merger/P&A) RSSD: 3615021
May 18, 2016 Charter Discontinued (Merger/P&A) RSSD: 2791076
May 10, 2014 Charter Discontinued (Merger/P&A) RSSD: 2947800
Sep 08, 2012 Failure, Government Assistance Provided FIRST CMRL BK
Jan 28, 2012 Failure, Government Assistance Provided TENNESSEE CMRC BK

Corporate Office

601 W Market St
Louisville, KY 40202

L N S T

L

Largo

Walsingham Branch

12933 Walsingham Rd, FL

N

New Port Richey

Trinity Branch

10577 State Road 54, FL

S

Saint Petersburg

Seminole

Seminole Branch

7800 Seminole Blvd, FL

T

Tampa

Westshore

1300 N West Shore Blvd, FL

Temple Terrace Branch

6906 E Fowler Ave, FL