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Intercredit Bank, National Association

Total Branches in Florida: 4

Intercredit Bank, National Association is a significant financial presence in Florida. The bank maintains **4** branches across the state, with a total of **$504,015,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$21.60** in deposits per Florida resident and a bank density of about **0.02** branches per 100,000 people. Additionally, with total assets of **$602,691,000**, the bank has approximately **$25.83** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Outstanding

Date: Sep 26, 2022

Exam Method: Intermediate Small Bank (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $535,219,000

CRA Trend (History)

**09/26/2022:** Outstanding

**09/30/2019:** Satisfactory

**10/17/2016:** Satisfactory

**11/04/2013:** Satisfactory

**04/12/2010:** Satisfactory

**04/17/2007:** Outstanding

**01/06/2003:** Satisfactory

**12/10/1997:** Satisfactory

**07/31/1995:** Satisfactory

**07/30/1993:** Needs to Improve

Institutional Overview

Registration & History

RSSD ID: 44433

Primary Federal Regulator: Office of the Comptroller of the Currency

FRS Member: Yes

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: N/A (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

No directly controlled subsidiaries found in the database.

Recent Transformations (as Survivor/Successor)

No recent transformation events found where this entity was the successor (survivor).

Corporate Office

396 Alhambra Cir, Suite 250
Coral Gables, FL 33134

C D M

C

Coral Gables

South Miami Branch

1430 S Dixie Hwy, Ste 104, FL

D

Doral

Doral Branch

10015 Nw 41st St, Ste 3, FL

M

Miami

Bird Road Branch

8890 Sw 40th St, FL

Eighth Street Branch

4725 Sw 8th St, FL