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PNB Community Bank

Total Branches in Florida: 2

PNB Community Bank is a significant financial presence in Florida. The bank maintains **2** branches across the state, with a total of **$142,858,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$6.12** in deposits per Florida resident and a bank density of about **0.01** branches per 100,000 people. Additionally, with total assets of **$156,683,000**, the bank has approximately **$6.72** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Dec 01, 2020

Exam Method: Small Bank (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $117,938,000

CRA Trend (History)

**12/01/2020:** Satisfactory

Institutional Overview

Registration & History

RSSD ID: 483537

Primary Federal Regulator: Federal Deposit Insurance Corporation

FRS Member: No

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: 5493000XULPSCVX2HV31 (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

No directly controlled subsidiaries found in the database.

Recent Transformations (as Survivor/Successor)

No recent transformation events found where this entity was the successor (survivor).

Corporate Office

1020 John Sims Pkwy E
Niceville, FL 32578

D F

D

Defuniak Springs

Defuniak Springs Branch

1452 Us Highway 331 S, FL

F

Freeport

Freeport Branch

15835 331 Business, FL