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Cypress Bank & Trust

Total Branches in Florida: 3

Cypress Bank & Trust is a significant financial presence in Florida. The bank maintains **3** branches across the state, with a total of **$144,564,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$6.20** in deposits per Florida resident and a bank density of about **0.01** branches per 100,000 people. Additionally, with total assets of **$168,469,000**, the bank has approximately **$7.22** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Jan 01, 2024

Exam Method: Small Bank (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $135,596,000

CRA Trend (History)

**01/01/2024:** Satisfactory

Institutional Overview

Registration & History

RSSD ID: 2873598

Attributes data not found in NIC database.

Holding Company Status

Holding Company data not available.

Insurance & IDs

Insurance & ID data not available.

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

No directly controlled subsidiaries found in the database.

Recent Transformations (as Survivor/Successor)

No recent transformation events found where this entity was the successor (survivor).

Corporate Office

6115 N Wickham Rd
Melbourne, FL 32940

J P V

J

Jacksonville

Jacksonville Branch

1910 San Marco Blvd, FL

P

Palm Beach

Palm Beach Branch

251 Royal Palm Way, Ste 500, FL

V

Vero Beach

Vero Beach Branch

4625 N. Highway A1A, Suite 2, FL