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Bank of Central Florida

Total Branches in Florida: 4

Bank of Central Florida is a significant financial presence in Florida. The bank maintains **4** branches across the state, with a total of **$1,003,333,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$43.01** in deposits per Florida resident and a bank density of about **0.02** branches per 100,000 people. Additionally, with total assets of **$1,086,814,000**, the bank has approximately **$46.58** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Nov 01, 2023

Exam Method: Intermediate Small Bank (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $1,074,023,000

CRA Trend (History)

**11/01/2023:** Satisfactory

**02/01/2021:** Satisfactory

**02/01/2018:** Satisfactory

**05/01/2015:** Satisfactory

**09/01/2012:** Satisfactory

**07/01/2009:** Satisfactory

Institutional Overview

Registration & History

RSSD ID: 3588312

Attributes data not found in NIC database.

Holding Company Status

Holding Company data not available.

Insurance & IDs

Insurance & ID data not available.

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

No directly controlled subsidiaries found in the database.

Recent Transformations (as Survivor/Successor)

No recent transformation events found where this entity was the successor (survivor).

Corporate Office

5015 S Florida Ave
Lakeland, FL 33813

L P T W

L

Lakeland

Downtown Lakeland Office

724 S Florida Ave, FL

P

Plant City

Plant City Branch

409 N Alexander St, FL

T

Tampa

Dale Mabry Branch

1 N Dale Mabry Hwy, Ste 360, FL

W

Winter Haven

Winter Haven Branch

201 3rd St Sw, FL