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Community Bank of Mississippi

Total Branches in Florida: 6

Community Bank of Mississippi is a significant financial presence in Florida. The bank maintains **6** branches across the state, with a total of **$403,456,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$17.29** in deposits per Florida resident and a bank density of about **0.03** branches per 100,000 people. Additionally, with total assets of **$4,811,302,000**, the bank has approximately **$206.23** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Oct 01, 2023

Exam Method: Large Bank Exam (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $4,608,467,000

CRA Trend (History)

**10/01/2023:** Satisfactory

**06/01/2020:** Satisfactory

**08/01/2017:** Satisfactory

**06/01/2014:** Satisfactory

**11/01/2010:** Satisfactory

**07/01/2007:** Satisfactory

**08/01/2004:** Satisfactory

**11/01/2001:** Satisfactory

**06/01/1999:** Satisfactory

**08/19/1996:** Satisfactory

**05/01/1993:** Satisfactory

**05/01/1991:** Satisfactory

Institutional Overview

Registration & History

RSSD ID: 460033

Primary Federal Regulator: Federal Deposit Insurance Corporation

FRS Member: No

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: N/A (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

  • MORTGAGE TITLE & ESCROW SVCS (RSSD: 4194877) - **80.00%** Equity
  • MONEY MART (RSSD: 2254030) - **100.00%** Equity
  • COMMUNITY BUS FNC (RSSD: 3113880) - **100.00%** Equity Address: 7165 SWINNEA ROAD, BLDG A, STE 2, SOUTHAVEN, MS 38671
  • FOREST FNCL SVC (RSSD: 1425011) - **80.00%** Equity
  • COMMUNITY LIFE (RSSD: 2533650) - **25.00%** Equity Address: 1255 WEST GOVERNMENT STREET, BRANDON, MS 39042

Recent Transformations (as Survivor/Successor)

The following shows recent events where this entity (ID\_RSSD Successor) came into existence or continued to exist as a result of an event:

Date Event Type Predecessor (Non-Survivor)
Jan 01, 2018 Charter Discontinued (Merger/P&A) RSSD: 517834
Jan 01, 2018 Charter Discontinued (Merger/P&A) RSSD: 653349
Jan 01, 2018 Charter Discontinued (Merger/P&A) RSSD: 2376464

Corporate Office

1905 Community Bank Way
Flowood, MS 39232

C F M P

C

Crestview

Crestview Branch

345 E James Lee Blvd, FL

F

Fort Walton Beach

Fort Walton Beach Branch

448 Eglin Pkwy Ne, FL

M

Miramar Beach

Miramar Beach Branch

12590 Emerald Coast Pkwy W, FL

P

Panama City

W. 23Rd Street Branch

1602 W 23rd St, FL

Panama City Beach

Panama City Beach Branch

11341 Panama City Beach Pkwy, FL

Pensacola

Pensacola Branch

7150 N 9th Ave, FL