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Community Bank of Mississippi

Total Branches in Florida: 6

Community Bank of Mississippi is a significant financial presence in Florida. The bank maintains 6 branches across the state, with a total of $403,456,000 in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately $17.29 in deposits per Florida resident and a bank density of about 0.03 branches per 100,000 people. Additionally, with total assets of $4,811,302,000, the bank has approximately $206.23 in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Oct 01, 2023

Exam Method: Large Bank Exam (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $4,608,467,000

CRA Trend (History)

10/01/2023: Satisfactory

06/01/2020: Satisfactory

08/01/2017: Satisfactory

06/01/2014: Satisfactory

11/01/2010: Satisfactory

07/01/2007: Satisfactory

08/01/2004: Satisfactory

11/01/2001: Satisfactory

06/01/1999: Satisfactory

08/19/1996: Satisfactory

05/01/1993: Satisfactory

05/01/1991: Satisfactory

Institutional Overview

Registration & History

RSSD ID: 460033

Primary Federal Regulator: Federal Deposit Insurance Corporation

FRS Member: No

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: N/A (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank owns or directs. The listing below shows entities the bank has the power to control (`Controlled`).
If you see 0.00% Equity, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

  • MORTGAGE TITLE & ESCROW SVCS (RSSD: 4194877) - 80.00% Equity
  • MONEY MART (RSSD: 2254030) - 100.00% Equity
  • COMMUNITY BUS FNC (RSSD: 3113880) - 100.00% Equity Address: 7165 SWINNEA ROAD, BLDG A, STE 2, SOUTHAVEN, MS 38671
  • FOREST FNCL SVC (RSSD: 1425011) - 80.00% Equity
  • COMMUNITY LIFE (RSSD: 2533650) - 25.00% Equity Address: 1255 WEST GOVERNMENT STREET, BRANDON, MS 39042

Recent Transformations (as Survivor/Successor)

The following shows recent events where this entity (ID\_RSSD Successor) came into existence or continued to exist as a result of an event:

Date Event Type Predecessor (Non-Survivor)
Jan 01, 2018 Charter Discontinued (Merger/P&A) RSSD: 517834
Jan 01, 2018 Charter Discontinued (Merger/P&A) RSSD: 653349
Jan 01, 2018 Charter Discontinued (Merger/P&A) RSSD: 2376464

Corporate Office

1905 Community Bank Way
Flowood, MS 39232

C F M P

C

Crestview

Crestview Branch

345 E James Lee Blvd, FL

F

Fort Walton Beach

Fort Walton Beach Branch

448 Eglin Pkwy Ne, FL

M

Miramar Beach

Miramar Beach Branch

12590 Emerald Coast Pkwy W, FL

P

Panama City

W. 23Rd Street Branch

1602 W 23rd St, FL

Panama City Beach

Panama City Beach Branch

11341 Panama City Beach Pkwy, FL

Pensacola

Pensacola Branch

7150 N 9th Ave, FL