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Capital City Bank

Total Branches in Florida: 52

Capital City Bank is a significant financial presence in Florida. The bank maintains **52** branches across the state, with a total of **$3,238,912,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$138.83** in deposits per Florida resident and a bank density of about **0.22** branches per 100,000 people. Additionally, with total assets of **$4,219,288,000**, the bank has approximately **$180.85** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Mar 04, 2024

Exam Method: Large Bank Exam (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $4,513,488,000

CRA Trend (History)

**03/04/2024:** Satisfactory

**10/18/2021:** Satisfactory

**09/30/2019:** Satisfactory

**11/28/2016:** Satisfactory

**05/05/2014:** Satisfactory

**03/12/2012:** Satisfactory

**02/22/2010:** Outstanding

**01/28/2008:** Satisfactory

**10/31/2005:** Satisfactory

**11/17/2003:** Satisfactory

**12/10/2001:** Satisfactory

**01/10/2000:** Satisfactory

**03/09/1998:** Satisfactory

**12/01/1993:** Satisfactory

Institutional Overview

Registration & History

RSSD ID: 876634

Primary Federal Regulator: Federal Reserve System

FRS Member: Yes

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: 2549004EXIAAMK5CLH54 (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

FIRST INS AGY OF GRADY CTY (RSSD: 2807669) - **80.00%** Equity
CAPITAL CITY SVC CO (RSSD: 2294933) - **100.00%** Equity Address: 1860 CAPITAL CIRCLE NE, TALLAHASSEE, FL 32308
FIRST MTG CO (RSSD: 2655271) - **25.00%** Equity Address: 433 NORTH MAIN STREET, PINE MOUNTAIN, GA 31822
CAPITAL CITY HOME LOANS LLC (RSSD: 5475443) - **0.00%** Equity (Other Basis Ind: 1)
CAPITAL CITY MTG CO (RSSD: 2294924) - **80.00%** Equity Address: 2111 NORTH MONROE STREET, TALLAHASSEE, FL 32303

Recent Transformations (as Survivor/Successor)

The following shows recent events where this entity (ID\_RSSD Successor) came into existence or continued to exist as a result of an event:

Date	Event Type	Predecessor (Non-Survivor)
May 21, 2005	Charter Discontinued (Merger/P&A)	RSSD: 294331
Oct 16, 2004	Charter Discontinued (Merger/P&A)	RSSD: 57134
Mar 20, 2004	Charter Discontinued (Merger/P&A)	RSSD: 778532
Nov 03, 2001	Charter Discontinued (Merger/P&A)	RSSD: 173838
Mar 03, 2001	Charter Discontinued (Merger/P&A)	RSSD: 30632