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First-Citizens Bank & Trust Company

Total Branches in Florida: 28

First-Citizens Bank & Trust Company is a significant financial presence in Florida. The bank maintains **28** branches across the state, with a total of **$2,463,651,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$105.60** in deposits per Florida resident and a bank density of about **0.12** branches per 100,000 people. Additionally, with total assets of **$219,685,000,000**, the bank has approximately **$9,416.38** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Aug 01, 2023

Exam Method: Large Bank Exam (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $107,542,088,000

CRA Trend (History)

**08/01/2023:** Satisfactory

**11/01/2019:** Satisfactory

**02/01/2017:** Satisfactory

**06/01/2014:** Satisfactory

**03/01/2011:** Satisfactory

**12/01/2006:** Satisfactory

**06/04/2003:** Satisfactory

**01/01/2000:** Satisfactory

**06/01/1997:** Outstanding

**12/01/1994:** Outstanding

**07/01/1992:** Outstanding

Institutional Overview

Registration & History

RSSD ID: 491224

Primary Federal Regulator: Federal Deposit Insurance Corporation

FRS Member: No

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: L9VVX1KT5TFTKS0MLF66 (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

HSL INVESTORS (RSSD: 2265111) - **80.00%** Equity Address: 3128 SMOKETREE COURT, RALEIGH, NC 27604
FIRST CITIZENS MORTGAGE CO (RSSD: 1075685) - **80.00%** Equity
FIRST TITLE INS CO (RSSD: 1075630) - **80.00%** Equity
AMERICAN GUARANTY INSURANCE CO (RSSD: 1075649) - **80.00%** Equity
TRIANGLE LIFE INSURANCE COMPAN (RSSD: 1075658) - **80.00%** Equity
ATLANTIC RESORTS (RSSD: 1075667) - **80.00%** Equity
YANCEY INS AGY (RSSD: 2747970) - **80.00%** Equity Address: 611 TUCKER STREET, RALEIGH, NC 27603
CCBI CAP TR I (RSSD: 3460838) - **100.00%** Equity Address: 6001 WEST CAPITOL DRIVE, MILWAUKEE, WI 53216
DOMINION PARK DEVELOPMENT (RSSD: 2140599) - **80.00%** Equity Address: 325 NASH STREET, ROCKY MOUNT, NC 27802
INTRACOASTAL HOLDINGS (RSSD: 2140610) - **80.00%** Equity Address: 3128 SMOKETREE COURT, RALEIGH, NC 27604
INTRACOASTAL UTILITIES (RSSD: 2140656) - **80.00%** Equity Address: 3128 SMOKETREE COURT, RALEIGH, NC 27604
INTRACOASTAL UTILITY (RSSD: 2140665) - **25.00%** Equity Address: 3128 SMOKETREE COURT, RALEIGH, NC 27604
INTER TR FINANCE CO (RSSD: 2214182) - **80.00%** Equity Address: 325 NASH STREET, ROCKY MOUNT, NC 27802
CAROLINA SVG FINANCE SUBSIDIAR (RSSD: 2214203) - **80.00%** Equity Address: 3128 SMOKETREE COURT, RALEIGH, NC 27604
T-TECH (RSSD: 2961637) - **80.00%** Equity
FIRST CITIZENS PROCESSING SVC (RSSD: 2140580) - **80.00%** Equity Address: 1020-30 WASHINGTON STREET, COLUMBIA, SC 29202
IRONSTONE SCTY (RSSD: 3371970) - **80.00%** Equity
NANTAHALA (RSSD: 2942636) - **80.00%** Equity
MOUNTAIN FINANCIAL SERVICES (RSSD: 1925977) - **80.00%** Equity Address: 3128 SMOKETREE COURT, RALEIGH, NC 27604
SECOND WESTERN CORP (RSSD: 1925986) - **80.00%** Equity Address: 3128 SMOKETREE COURT, RALEIGH, NC 27604
FIRST WESTERN CORP (RSSD: 1925940) - **80.00%** Equity
FIRST-CITIZENS BK NA (RSSD: 2580506) - **80.00%** Equity Address: 3601 THIRLANE ROAD, SUITE 6, ROANOKE, VA 24019
FIRST-CITIZENS HOME EQT LOAN (RSSD: 3357367) - **0.00%** Equity (Other Basis Ind: 1)
GUARANTY FS (RSSD: 4329624) - **100.00%** Equity
FSBS CAP TR I (RSSD: 3236921) - **100.00%** Equity
BPB SECURITIES CORP (RSSD: 2465788) - **100.00%** Equity
BPB SECURITIES CORP II (RSSD: 2465603) - **100.00%** Equity
FIRST INVESTORS FC (RSSD: 2287926) - **80.00%** Equity Address: 415 SOUTH MADISON STREET, WHITEVILLE, NC 28472
CFHC CAP TR I (RSSD: 3259340) - **100.00%** Equity
TRUST ADMIN SVC CORP (RSSD: 2795672) - **100.00%** Equity
FIRST RGNL CAP CORP (RSSD: 2574895) - **100.00%** Equity
MATRIX FINANCIAL SVC CORP (RSSD: 2466851) - **100.00%** Equity
CHARTER FACILITIES FUND IV LLC (RSSD: 4261096) - **0.00%** Equity (Other Basis Ind: 1)
CHARTER FACILITIES FUND 5 LLC (RSSD: 4261108) - **0.00%** Equity (Other Basis Ind: 1)
COMMUNITY DEV FUND I LLC (RSSD: 4261126) - **0.00%** Equity (Other Basis Ind: 1)
ONEWEST RESRCS LLC (RSSD: 4294928) - **0.00%** Equity (Other Basis Ind: 1)
CIT GRO SECURITIZATION CORP II (RSSD: 2492793) - **100.00%** Equity
CIT RAILCAR FUND CO LLC (RSSD: 4190404) - **0.00%** Equity (Other Basis Ind: 1)
ENTEGRA SVCS (RSSD: 5382336) - **100.00%** Equity
MACON CAP TR I (RSSD: 3234217) - **100.00%** Equity
SCB CAP TR I (RSSD: 3284810) - **100.00%** Equity
WATEREE LIFE INS CO (RSSD: 1479395) - **100.00%** Equity
AMD GRP I LLC (RSSD: 4257679) - **0.00%** Equity (Other Basis Ind: 1)

Recent Transformations (as Survivor/Successor)

The following shows recent events where this entity (ID\_RSSD Successor) came into existence or continued to exist as a result of an event:

Date	Event Type	Predecessor (Non-Survivor)
Mar 27, 2023	Charter Discontinued (Merger/P&A)	SILICON VALLEY BRIDGE BK NA
Jan 04, 2022	Charter Discontinued (Merger/P&A)	CIT GROUP
Jan 04, 2022	Charter Discontinued (Merger/P&A)	RSSD: 3918898
Feb 01, 2020	Charter Discontinued (Merger/P&A)	RSSD: 2853358
Feb 01, 2020	Charter Discontinued (Merger/P&A)	COMMUNITY FHC