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First Federal Bank

Total Branches in Florida: 22

First Federal Bank is a significant financial presence in Florida. The bank maintains **22** branches across the state, with a total of **$3,421,283,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$146.65** in deposits per Florida resident and a bank density of about **0.09** branches per 100,000 people. Additionally, with total assets of **$4,185,394,000**, the bank has approximately **$179.40** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Jul 31, 2023

Exam Method: Large Bank Exam (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $3,945,652,000

CRA Trend (History)

**07/31/2023:** Satisfactory

**06/08/2020:** Satisfactory

**05/01/2017:** Satisfactory

**10/07/2013:** Satisfactory

Institutional Overview

Registration & History

RSSD ID: 384278

Primary Federal Regulator: Office of the Comptroller of the Currency

FRS Member: Yes

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: Q708HHR4LD2B7XIZNO92 (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

No directly controlled subsidiaries found in the database.

Recent Transformations (as Survivor/Successor)

The following shows recent events where this entity (ID\_RSSD Successor) came into existence or continued to exist as a result of an event:

Date Event Type Predecessor (Non-Survivor)
Apr 03, 2018 Charter Discontinued (Merger/P&A) RSSD: 2855914
Oct 31, 2013 Failure, Government Assistance Provided BANK OF JACKSON CTY
Apr 20, 2013 Failure, Government Assistance Provided CHIPOLA CMNTY BK
May 08, 2010 Failure, Government Assistance Provided BANK OF BONIFAY
Oct 24, 2009 Failure, Government Assistance Provided FLAGSHIP NB

Corporate Office

4705 W Us Highway 90
Lake City, FL 32055

B C D F G J L M O P Y

B

Bonifay

Bonifay Branch

300 N Waukesha St, FL

C

Chipley

Chipley Branch

1012 Main St, FL

D

Dowling Park

Dowling Park Branch

11035 County Road 136, FL

F

Fernandina Beach

G

Gainesville

Gainesville

4200 Sw 34th St, Unit A, FL

Oak Hammock Branch

5100 Sw 25th Blvd, FL

Graceville

Graceville Branch

962 8th Ave, FL

J

Jasper

Jasper Branch

507 Hatley St W, FL

L

Lake City

Highway 90 W. Branch

2571 W Us Highway 90, FL

Live Oak

Live Oak Branch

1102 Ohio Ave N, FL

South Ohio Avenue Branch

804 Ohio Ave S, FL

M

Macclenny

Macclenny Branch

784 S 6th St, FL

Marianna

Chipola Community Branch

4701 Highway 90, FL

Marianna West Office

4215 Lafayette St, FL

Mayo

Highway 51 N. Branch

187 N Fletcher Ave, FL

O

Ocala

On Top Of The World Branch

8399 Sw 80th St, FL

Ocala First Avenue Branch

910 Sw 1st Ave, FL

Hwy 40 Branch

5860 W Highway 40, FL

P

Panama City

First Federal Bank Of Florida Branch

415 N Richard Jackson Blvd, FL

Y

Yulee

Yulee Branch

463845 State Road 200, FL

Wildlight Branch

40 Floco Ave, FL